Insurance for my newborn baby?
After 90 days, YES.
Can I get discounts for buying Insurance from you?
My services include understanding your profile, identifying the best insurance plan for your needs and then helping you submit a proposal to either LIC or TATA AIA. There are discounts if you meet few criteria. You don’t pay anything to me. So, no discounts.
Returning a part of the agent’s commission?
It is illegal and can land both, the agent and the customer into trouble with the authorities.
Is Insurance cheaper if purchased online?
Cheaper at the time of purchase. Costly if you purchased the wrong plan or an incorrect amount of insurance. Costlier if your family has no supporting agent if, God forbid, a claim has to be raised and followed-up till it is settled with full payment.
Is Medical Test mandatory?
There are non-medical limits (NML) guidelines set by IRDA.
Can a non-earning person get insurance?
Yes… ask me how.
Will you help me revive my lapsed policies?
Yes why not… we must save the money you already paid on the lapsed policies. You may need to pay some additional amount and even undergo a health fitness check before you can resume enjoying the insurance benefits.